Arab Open University Faculty of Business Studies BE220 – Money and Banking TMA- 1st Semester 2016/2015 ________________________________________ Please read these instructions carefully. However, contact your tutor in case any difficulties with the

Arab Open University
Faculty of Business Studies
BE220 – Money and Banking
TMA- 1st Semester 2016/2015
________________________________________
Please read these instructions carefully. However, contact your tutor in case any difficulties with the instructions.
Cut-off Date:
Word Limit: 1500 Words for all of the TMA ≈ 5 pages
Citation: Harvard Referencing Style
Paper Size: A4, 80g For Printed Hard Copy.
Font: Times new roman
Point: 14
Margins: 1 Inch for each side
Space between lines Single space
Cover page: PT3 Form (the attached form)
Your name, personal identifier, course and assignment numbers must appear at the top of each sheet. Start each question in the assignment on a new page. Any extended text should ideally be word-processed, but, diagrams and accompanying notes may be hand drawn and you can use large sheets of paper.
COMPLETING AND SENDING YOUR ASSIGNMENTS:
When you have completed each of your TMA, fill in an assignment form (PT3), taking care to enter correctly your personal identifier course and assignment numbers. Each TMA and its PT3 form should be sent to your tutor with your name, address and personal identifier written on it. Keep a copy of your TMA for security. The copy that is eventually returned to you after the assessment process will have comments written on it. All assignments are treated in strict confidence. It is very important that you ensure that your tutor receives each assignment by the cut-off date given. If you feel that you are unable to meet the cut-off date for any of the TMA, please contact your tutor as soon as possible to discuss your situation.
REFERENCING:
It is imperative that each student cites their references in their TMAs properly. To do so, each student ought to use the Harvard Referencing Style. Students who fail to comply with this rule will be penalized by point deduction. Also, student should try to use recent references instead of old ones.
PLAGIARISM:
If you submit an assignment that contains work that is not your own, without indicating this to the marker (acknowledging your sources), you are committing ‘plagiarism’. This might occur in an assignment when:
-Copying word-for-word directly from a text.
-Using text downloaded from the Internet.
-Copying or downloading figures, photographs, pictures or diagrams without acknowledging your sources.
-Copying from the notes or essays of a fellow student.
-Copying from your own notes, on a text, tutorial, video or lectures that contain direct quotations.
Plagiarism may occur inadvertently due to inexperience. So read carefully all the course-specific study advice that you receive in your mailings, especially statements concerning plagiarism and how to reference your sources.
You can score very well on this assignment using the materials provided as part of the course. However, if you have access to other sources of information such as reference books or the Internet, you may find it interesting to look there for additional relevant information. Very short extract from published sources may be included in context but you should avoid copying significant amounts of text from other authors. You should note that whilst the internet can provide lots of information much of it is not refereed and should be treated with caution.
If you take material from the course or elsewhere and incorporate it in your answer word-for-word, you must indicate where you have taken it from. Not to do so it termed ‘plagiarism’ and is regarded as an infringement of copyright. To attempt to pass off such work as your own is cheating. You must therefore acknowledge all your sources of information. Plagiarism will lead to a loss of marks and extensive plagiarism could mean that you fail this TMA. For more information about what constitutes plagiarism or cheating you should refer to the current assessment handbook.
Plagiarism rate and marks deduction:
Based on the real plagiarism rate shown by TurnItIn® plagiarism system, tutor will deduct these rates of marks:
Note: Consider the possibility of exaggerated total plagiarism rate as a result of:
1- PT3 form similarity. (Roughly 20%)
2- Case study & its questions similarity. (Roughly 25% )
3- Student’s submission the e TMA twice. (Roughly 100%) Plagiarism Rate Marks Deduction
1 - 20 % 0 %
21 - 50 % 10 %
51 - 75 % 45 %
76 - 85 % 65 %
86 - 100 % 100%
________________________________________THE TMA________________________________________
Question 1: (25 marks)
Fiscal policy and monetary policy are governmental tools used when economic conditions become undesired or out of national desire. In light of this, answer these questions:
a) Define fiscal policy. (5marks)
b) Define monetary policy.(5marks)
c) Clarify how fiscal policy is related with budget. (7.5marks)
d) Clarify how monetary policy is impacting investment. (7.5marks)

Question 2: (25 marks)
What are the advantages and disadvantages of investing in stock market?

Question 3: (25 marks)
Money token many forms in history, from gold to e-money. Mention the conditions of accepting commodity to function effectively as money, discuss also the pros and cons of every form of money.

Question 4 (25 marks)
Calculate the yield to maturity if you get (compound interest rate) loan of $10000, and you have to repay it after 3 years as the sum of $12000 .

The End of the TMA


________________________________________

PT3 Form Arab Open University
Tutor Marked Assignment
(TMA)

Academic Year : 2015/2016 Semester: First
Branch: Program: Business
Course Title: Money and Banking Course Code: BE220
Student Name: Student ID:
Section Number: 1 Tutor Name:
-
Awarded Mark:
Mark details
Allocated
Marks Questions No. Q1 Q2 Q3 Q4 Total
Weight 25 25 25 25 100%
Marks

Deduction
Deducted
Marks Criteria Presentation Sources Citation Word Count Total
Weight -5 -5 -5 -5 -20%
Marks -
Student’s Total Mark 100%
Real Plagiarism rate (% ) Penalty /Marks Deduction (% ) -
Student’s Net Mark =
Declaration: I hereby declare that the submitted TMA is my own work and I have not copied any other person’s work or plagiarized in any other form as AOU instructions specify.
Student Signature
………………………..
Tutor Name: Tutor Signature: Date returned: / /2015
Tutor’s Feedback